This year, the annual commemoration of Martin Luther King Jr.’s birthday coincides with the civil-rights leader’s actual birth date.

On Monday, Americans will honor the late Martin Luther King Jr., a prominent figure in the civil-rights movement, on Martin Luther King Jr. Day. Established in 1983 as a federal holiday and first observed in 1986, the day pays tribute to King’s impactful contributions to the fight for racial justice. Celebrated on the third Monday of January, MLK Day aligns with King’s birthday this year.

Iowa Republicans selected Martin Luther King Jr.’s birthday as the date for their caucuses in July, marking the beginning of the presidential primary season.

Here’s what to anticipate on this day:

Stock and bond markets: U.S. stock exchanges will be closed, and bond markets will also observe a holiday on Monday.

Mail and packages: The U.S. Postal Service will not deliver mail, while FedEx may provide modified service in specific instances. UPS will not have pickup or delivery services.

Banks: Most banks are closed, but ATMs and banking apps remain available for transactions.

Government offices: As a federal holiday, nonessential federal government offices and, typically, state government offices are closed.

Schools: While schools are generally closed on MLK Day, it’s advisable to check with specific schools or school districts, as there may be exceptions.

Stores: Many stores are likely to remain open on MLK Day, with some using the occasion to promote sales.

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